HB 3184
Provides that a homestead may not be sold on execution to satisfy a judgment that does not exceed the amount of the homestead exemption.
Jurisdiction
Oregon
Session
2025 Regular Session
At the request of
(at the request of Oregon Consumer Justice)
Committee
Commerce and Consumer Protection
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill clarifies Oregon law regarding the sale of a homestead to satisfy a judgment. It establishes that a homestead cannot be sold if the judgment amount is less than the homestead exemption amount, which is currently $150,000 for a single owner and $300,000 for a household. The bill also adjusts the exemption amount annually to account for inflation and includes specific rules regarding child support and spousal support judgments, as well as protections for floating homes and manufactured dwellings.
Key provisions
- Increases the homestead exemption amount to $150,000 for a single owner and $300,000 for a household.
- Establishes a $40,000 exemption for judgments related to child support or spousal support.
- Provides an annual adjustment to the homestead exemption amount based on the Consumer Price Index.
- Specifies that a homestead is exempt from sale on execution even if the judgment exceeds the exemption amount, but only if the judgment is for child support.
- Defines the timeframe for a homestead exemption to apply after a removal or absence.
- Clarifies that the exemption applies to purchasers of land under contract.
- Extends the homestead exemption to floating homes and manufactured dwellings.
- Requires the sheriff to pay the homestead owner the exemption amount before selling the property.
Who is affected
- Homeowners
- Individuals with judgments against them
- Judgement creditors
- Oregon residents
- Legal professionals
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