HB 3938
Prohibits residential landlords from considering the credit score of an applicant who demonstrates eligibility for medical assistance under the Oregon Health Plan.
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill prohibits residential landlords in Oregon from using credit scores to evaluate rental applicants. Landlords may not consider a credit score if the applicant can demonstrate eligibility for medical assistance under the Oregon Health Plan. The bill also restricts consideration of certain criminal convictions and previous actions to recover possession, with exceptions for serious offenses. It takes effect 91 days after the end of the legislative session.
Key provisions
- Landlords cannot use credit scores when evaluating rental applicants.
- Landlords may not consider a previous action to recover possession if it was dismissed or resulted in a general judgment for the applicant.
- Landlords may not consider an applicant’s credit score if they provide proof of eligibility for medical assistance under the Oregon Health Plan.
- Landlords may consider criminal convictions or pending charges only for specific offenses (drug-related crimes, person crimes, sex offenses, financial fraud, etc.).
- Landlords may not consider the possession of a medical marijuana card.
- Landlords may not consider unpaid rent accrued on or after April 1, 2020, and before March 1, 2022.
Who is affected
- Residential Landlords
- Rental Applicants
- Oregon Health Plan Recipients
- Individuals Seeking Housing in Oregon
Notable changes
- Specifically prohibits the use of credit scores for applicants eligible for Oregon Health Plan.
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