Insurance Information and Privacy Protection Act.
Vote required
Majority
Fiscal committee
No
Appropriation
No
Current location
Passed
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed Assembly
- To Governor
- Became Law
Overview
This bill, the Insurance Consumer Privacy Protection Act of 2025, updates California’s insurance privacy laws to align with evolving consumer privacy standards. It establishes new rules for how insurance companies and their third-party service providers collect, process, retain, and share consumers’ personal information. The bill requires clear privacy notices, consumer consent for data usage, and robust data security measures, aiming to protect consumers’ information in the context of the insurance industry.
Key provisions
- Requires insurance licensees to provide clear and conspicuous privacy notices to consumers.
- Mandates consumer consent for sharing personal information beyond insurance transactions.
- Establishes data minimization practices, limiting the collection of personal information to what is necessary.
- Requires licensees to retain personal information only for specified periods and develop written records retention policies.
- Authorizes the Insurance Commissioner to investigate and penalize violations with fines up to $1,000,000.
- Prohibits retaliation against consumers who exercise their privacy rights.
- Requires contracts with third-party service providers to govern the processing of personal information.
- Creates a process for consumers to correct, amend, or delete their personal information held by licensees.
Who is affected
- Insurance licensees
Bill text
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Sponsors
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1 on record
Primary sponsor
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