SB 1043
FAIR Plan policy reporting.
Vote required
Majority
Fiscal committee
No
Appropriation
No
Current location
Insurance
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Sign in to take action- Introduced
- Passed Senate
- Passed Assembly
- To Governor
- Became Law
Bill overview
This bill requires the California Department of Insurance to create an annual report detailing changes in the number of California FAIR Plan policies issued by ZIP code. The report will track the number of FAIR Plan policies issued in each ZIP code during the previous calendar year. This information will be submitted to the Legislature and made publicly available on the Department of Insurance’s website.
Key provisions
- The Department of Insurance must annually prepare a report.
- The report will track changes in the number of FAIR Plan policies by ZIP code.
- The report must cover the prior calendar year.
- The report must be submitted to the Legislature.
- The report must be publicly posted on the Department of Insurance’s website.
- The first report is due on or before July 1, 2027.
Who is affected
- California Department of Insurance
- California FAIR Plan Association
- ZIP Code residents of California
- Insurance industry in California
- Legislature
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SB1043:v99#DOCUMENT
Bill Start
CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION
Senate Bill
No. 1043
| Introduced by Senator Jones |
| February 11, 2026 |
An act to add Section 10095.6 to the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
SB 1043, as introduced, Jones. FAIR Plan policy reporting.
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department’s powers and duties. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels.
This bill would require the department to annually prepare a report that includes the change in number of FAIR Plan policies by ZIP Code for the prior calendar year. The bill would require the report to be submitted to the Legislature and publicly posted on the department’s internet website on or before July 1, 2027, and on or before each July 1 thereafter.
Digest Key
Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO
Bill Text
The people of the State of California do enact as follows:
SECTION 1.
Section 10095.6 is added to the Insurance Code, to read:
10095.6.
The department shall annually prepare a report to the Legislature that includes the change in number of FAIR Plan policies by ZIP Code for the prior calendar year. On or before July 1, 2027, and on or before each July 1 thereafter, the report shall be submitted to the Legislature pursuant to Section 9795 of the Government Code and publicly posted to the department’s internet website.