SB 1162
Wildfire and Forest Resilience Task Force: FAIR Plan policies: wildland-urban interface.
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Majority
Fiscal committee
No
Appropriation
No
Current location
Appropriations
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Bill overview
This bill directs the Department of Forestry and Fire Protection to work with the Department of Insurance and the California FAIR Plan Association to identify and prioritize wildfire risk reduction measures in the wildland-urban interface. Specifically, it focuses on areas with significant increases in FAIR Plan policies sold since 2019, aiming to reduce regional wildfire risk and improve homeowners’ insurance availability and affordability. The task force will use this information to update the state’s Wildfire and Forest Resilience Action Plan.
Key provisions
- Requires the Department of Forestry and Fire Protection to consult with the Department of Insurance and the California FAIR Plan Association.
- Directs the department to recommend prioritizing wildfire risk reduction measures in the wildland-urban interface.
- Focuses on ZIP codes with the largest increases in FAIR Plan policies sold since 2019.
- Aims to reduce the regional risk profile for high-hazard landscapes and communities.
- Supports efforts to improve the availability and affordability of homeowners’ insurance.
- Mandates a report to the legislature by June 30, 2027.
Who is affected
- Homeowners in the wildland-urban interface
- California Department of Forestry and Fire Protection
- California Department of Insurance
- California FAIR Plan Association
- Insurance Industry
Notable changes
- The bill specifically targets ZIP codes with increased FAIR Plan sales since 2019.
Sponsors
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SB1162:v97#DOCUMENT
Bill Start
| Amended IN Senate April 09, 2026 |
| Amended IN Senate March 23, 2026 |
CALIFORNIA LEGISLATURE— 2025–2026 REGULAR SESSION
Senate Bill
No. 1162
| Introduced by Senator Alvarado-Gil (Coauthors: Senators Dahle and Ochoa Bogh) (Coauthor: Assembly Member Gallagher) |
| February 18, 2026 |
An act to add Section 4771.7 to the Public Resources Code, relating to fire prevention.
LEGISLATIVE COUNSEL'S DIGEST
SB 1162, as amended, Alvarado-Gil. Wildfire and Forest Resilience Task Force: FAIR Plan policies: wildland-urban interface.
The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate in administering a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels.
Existing law requires the Wildfire and Forest Resilience Task Force to develop a comprehensive implementation strategy to track and ensure the achievement of the goals and key actions identified in the state’s Wildfire and Forest Resilience Action Plan, as provided. Existing law requires, on or before March 1, 2026, and every 5 years thereafter, the task force to update the action plan.
This bill would require the Department of Forestry and Fire Protection, on or before June 30, 2027, and in consultation with the Department of Insurance and the California FAIR Plan Association, to make recommendations to prioritize those state efforts to reduce wildfire hazards in the wildland-urban interface identified in the action plan for the task force regarding specific wildfire risk reduction measures that would reduce the regional risk profile for high-hazard landscapes and communities, particularly those ZIP codes Codes that have seen the largest increases in FAIR Plan policies sold since 2019.
Digest Key
Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO
Bill Text
The people of the State of California do enact as follows:
SECTION 1.
Section 4771.7 is added to the Public Resources Code, immediately following Section 4771.6, to read:
4771.7.
In order to reduce wildfire hazards and improve both the availability and affordability of homeowners’ insurance, the The department shall, on or before June 30, 2027, and in consultation with the Department of Insurance and the California FAIR Plan Association, make recommendations to prioritize those state efforts to reduce wildfire hazards in the wildland-urban interface identified in the Wildfire and Forest Resilience Action Plan for the task force regarding specific wildfire risk reduction measures that would reduce the regional risk profile for high-hazard landscapes and communities, particularly those ZIP codes Codes that have seen the largest increases in FAIR Plan policies, as established in Chapter 9 (commencing with Section 10090) of Part 1 of Division 2 of the Insurance Code, sold since 2019.