Insurance: personal vehicle sharing.
Vote required
Majority
Fiscal committee
No
Appropriation
No
Current location
Passed
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Assembly
- Passed Senate
- To Governor
- Became Law
Overview
This bill modifies California’s insurance regulations to address personal vehicle sharing programs. It allows private passenger motor vehicles to be classified as non-commercial if they are used through a sharing program and certain criteria are met, such as revenue not exceeding expenses and no intentional commercial use. The bill shifts liability for injuries or damages from the vehicle owner to the sharing program, with minimum coverage requirements, but excludes liability if the owner makes false statements or collaborates with a driver who doesn't return the vehicle. It also establishes requirements for data collection and program oversight.
Key provisions
- Allows private passenger vehicles to be classified as non-commercial for personal vehicle sharing under specific conditions.
- Shifts liability for injuries and damages from the vehicle owner to the personal vehicle sharing program.
- Establishes minimum insurance coverage requirements for personal vehicle sharing programs (at least $250,000 for bodily injury, $500,000 for all persons, and $100,000 for property damage).
- Excludes liability for vehicle owners who make intentional misrepresentations or collaborate with drivers who don't return vehicles.
- Requires sharing programs to collect and provide verifiable electronic records of vehicle usage.
- Mandates the use of private passenger vehicles only within the sharing program.
- Allows insurers to exclude coverage for vehicles used in personal vehicle sharing programs.
- Establishes a process for determining liability in disputes regarding vehicle control during incidents.
Bill text
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Sponsors
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7 on record
Primary sponsor
Cosponsors
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