California · 2025-2026 Regular Session

AB 2198Passed

Title insurance.

Source of recordCalifornia · leginfo.legislature.ca.govLast synced Aug 31, 2026

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Majority

Fiscal committee

Appropriation

Current location

Appropriations

Chamber

Assembly

Progress

Where this bill stands in the legislative process.

Introduced
Passed Assembly
Passed Senate
To Governor
Became Law

Overview

This bill changes how title insurance rates are displayed and filed with the California Insurance Commissioner. It requires title insurers to make their rate schedules publicly available online via a clear link, and also to maintain physical copies of those schedules for seven years. The bill also updates the requirements for underwritten title companies and controlled escrow companies, and modifies the timeframe for public display of rates to 40 days.

Key provisions

Title insurers must file rate schedules electronically via a link on their website.
Underwritten title companies must maintain copies of title insurers’ rate schedules for at least seven years.
Rate schedules must be publicly displayed for 40 days in the company’s office and online.
The bill requires controlled escrow companies and underwritten title companies to file their escrow rates.
The Commissioner can object to new or modified rates if they don't meet certain criteria.
Rate increases will not apply to contracts entered into before the rate’s effective date.
The bill removes the requirement for printed rate schedules.
A notice must be posted in offices indicating rate schedules are available upon request.

Who is affected

Title Insurers
Underwritten Title Companies
Controlled Escrow Companies
Consumers Purchasing Title Insurance

Bill text

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Apr 9, 2026HTMLView source

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Legislative history

14 recorded actions · showing the most recent 12

Mar 2, 2026

Referred to Com. on INS.

Apr 9, 2026

From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

Apr 13, 2026

Re-referred to Com. on INS.

Apr 15, 2026

From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 15). Re-referred to Com. on APPR.

May 6, 2026

From committee: Do pass. (Ayes 14. Noes 0.) (May 6).

May 7, 2026

Read second time. Ordered to third reading.

May 14, 2026

Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 5049.)

May 14, 2026

In Senate. Read first time. To Com. on RLS. for assignment.

May 27, 2026

Referred to Com. on INS.

Jun 25, 2026

From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.

Aug 3, 2026

In committee: Referred to APPR. suspense file.

Aug 13, 2026

In committee: Held under submission.

Votes

Recorded roll calls and chamber actions on this bill.

Vote map

House districts

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Nay

Yea

Floor votes and chamber actions

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Recorded roll calls

Geography

Recorded positions across the state.

No public positions recorded for this legislation.

Arguments

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Title insurance.

Progress

Overview

Key provisions

Who is affected

Bill text

Sponsors

Primary sponsor

Legislative history

Votes

Vote map

Floor votes and chamber actions

Recorded roll calls

Geography

Arguments

Arguments in favor

Arguments opposed

Notable changes

Geography

Legislative history

Votes

Vote map

Floor votes and chamber actions

Recorded roll calls