SB 0329
Insurance: no-fault; penalties for lapse of insurance policy; eliminate. Amends secs. 2116b, 2118 & 2120 of 1956 PA 218 (MCL 500.2116b et seq.) & repeals sec. 2116a of 1956 PA 218 (MCL 500.2116a).
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Sign in to take action- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Bill overview
This bill removes penalties for lapses in auto insurance coverage and modifies underwriting rules for insurers in Michigan. Specifically, it eliminates the requirement that insurers refuse to insure someone solely due to a previous lapse in coverage, with a limited exception for applications before January 1, 2022. The bill also updates underwriting rules to allow for more factors to be considered, such as vehicle modifications and claim history, while restricting the use of certain factors like alcohol consumption.
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Primary sponsor
Cosponsors
Edward W. McBroom
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