Consumer protection: identity theft; identity theft protection act; modify. Amends ses. 3, 12 & 12b of 2004 PA 452 (MCL 445.63 et seq.); adds secs. 11a, 11b, 20, 20a, 20b & 20c & repeals secs. 15 & 17 of 2004 PA 452 (MCL 445.75 & 445.77).
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Progress
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- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill amends the Identity Theft Protection Act of 2004 to strengthen consumer protections against identity theft. It adds new sections outlining requirements for data security, breach notification, and investigation procedures. Existing sections related to specific types of support and data redaction are repealed. The changes aim to improve how businesses and agencies handle personal information and respond to security incidents.
Key provisions
- Establishes requirements for businesses and agencies to implement and maintain reasonable security procedures to protect personal information.
- Creates new sections for reporting and investigating security breaches, including requirements for notification to affected individuals.
- Defines key terms related to identity theft, data security, and financial transactions.
- Adds provisions for addressing third-party agents who handle personal information.
- Specifies requirements for providing notice to residents in the event of a security breach, including offering identity theft prevention services.
- Outlines penalties for failing to comply with security requirements or providing false notices.
- Repeals sections related to specific types of support and data redaction.
Who is affected
- Businesses and agencies that collect, possess, or access personal information.
- Consumers in Michigan whose personal information may be compromised.
Bill text
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- Senate Introduced Bill
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