Insurance: health insurers; limitations on duration of inpatient psychiatric admissions; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406mm.
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill changes Michigan’s health insurance laws to ensure that insurers cannot limit coverage for inpatient psychiatric care based on how long a patient stays in a psychiatric hospital. Currently, some insurance policies may restrict coverage if a patient’s stay exceeds a certain timeframe. This legislation removes that limitation, allowing for longer inpatient psychiatric stays without impacting coverage.
Key provisions
- Health insurers cannot limit coverage for inpatient psychiatric services.
- The restriction on duration of stay for inpatient psychiatric admissions is prohibited.
- This change applies to health insurance policies delivered or renewed in Michigan.
- The amendment adds section 3406mm to the Insurance Code.
Who is affected
- Health insurers
- Patients receiving inpatient psychiatric services
- Healthcare providers offering inpatient psychiatric services
Notable changes
- Removes a previous limitation on the length of inpatient psychiatric admissions covered by health insurance.
Bill text
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Document of record
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- Senate Introduced Bill
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