SB 0544
Insurance: other; post-claim underwriting; prohibit. Amends sec. 2026 of 1956 PA 218 (MCL 500.2026).
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Sign in to take action- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Bill overview
This bill prohibits insurance companies from engaging in post-claim underwriting, which is the practice of evaluating an applicant’s risk after a claim has already been filed. It expands the definition of unfair practices in the insurance industry to include this new restriction, aiming to ensure fairer and more transparent claims processes for Michigan consumers. The bill focuses on preventing insurers from using claims history to unfairly alter policy terms or deny coverage. It also requires insurers to maintain records of customer complaints and respond to them promptly.
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