Consumer protection: identity theft; citations to the motor vehicle sales finance act in the identity theft protection act; revise. Amends sec. 3 of 2004 PA 452 (MCL 445.63). TIE BAR WITH: SB 0739'25
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Progress
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- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill revises the Identity Theft Protection Act by clarifying definitions of key terms used within the act. Specifically, it updates the definitions of ‘Agency,’ ‘Breach of the security of a database,’ ‘Child or spousal support,’ ‘Credit card,’ ‘Data,’ ‘Depository institution,’ ‘Encrypted,’ ‘False pretenses,’ ‘Financial institution,’ ‘Financial transaction device,’ ‘Identity theft,’ ‘Interactive computer service,’ ‘Law enforcement agency,’ ‘Local registrar,’ ‘Medical records or information,’ ‘Person,’ ‘Personal identifying information,’ ‘Personal information,’ ‘Public utility,’ ‘Redact,’ ‘State registrar,’ ‘Trade or commerce,’ and ‘Vital record.’ It also clarifies the relationship between the Identity Theft Protection Act and the Motor Vehicle Sales Finance Act.
Key provisions
- Defines ‘Agency’ to include institutions of higher education and excludes circuit courts.
- Clarifies ‘Breach of the security of a database’ to exclude unauthorized access by employees acting in good faith.
- Expands the definition of ‘Child or spousal support’ to include various expenses and paternity-related costs.
- Defines ‘Financial institution’ to include entities licensed under several consumer financial services acts and the Motor Vehicle Sales Finance Act.
- Updates the definition of ‘Personal identifying information’ to encompass a broader range of data elements.
- Clarifies the meaning of ‘Redact’ for driver’s license and social security numbers.
- Establishes a tie bar with Senate Bill 739, requiring both bills to be enacted simultaneously.
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