Civil procedure: foreclosure; distribution of proceeds from mortgage foreclosure auctions; modify. Amends sec. 3208 of 1961 PA 236 (MCL 600.3208) & adds secs. 3214 & 3222. TIE BAR WITH: HB 5153'25

Source of recordMichigan · legislature.mi.govLast synced Sep 1, 2026

Chamber

House

Take action

Record your position on this measure.

Create an account to record your position, submit testimony, or contact your legislator.

Progress

Where this bill stands in the legislative process.

Introduced
Passed House
Passed Senate
To Governor
Became Law

Overview

This bill modifies the process for foreclosure auctions in Michigan by adding provisions regarding notices and the distribution of proceeds. Specifically, it requires a notice of rights to be attached to conveyances of mortgaged property after the foreclosure notice is recorded, detailing the loss of rights of redemption, occupancy during the redemption period, and potential surplus proceeds from the sale. It also mandates a notice of cancellation if a foreclosure sale is canceled.

Key provisions

Requires a notice of rights to be attached to conveyances of mortgaged property after the foreclosure notice is recorded.
Details the loss of rights of redemption, occupancy during the redemption period, and surplus proceeds in the notice of rights.
Mandates a 30-day notice of cancellation if a foreclosure sale is canceled.
Updates the requirement for publishing foreclosure notices in newspapers.

Who is affected

Mortgagor
Heirs of Mortgagors
Personal Representatives of Mortgagors
Lenders
Real Estate Agents

Notable changes

Introduces a requirement for a detailed notice of rights to be included with conveyances of mortgaged property.
Clarifies the consequences of conveying mortgaged property after the foreclosure notice is recorded.
Adds a procedure for canceling foreclosure notices if the sale is canceled.

Bill text

Read the latest version inline or switch to a previous version.

HTMLView source

Document of record

Version: House Introduced Bill
Published: Not published in the source record

This version is published only as a document. Open the viewer to read it here, or download the file.

Download PDF

Votes

Recorded roll calls and chamber actions on this bill.

Vote map

House districts

Loading map data

0 districts with vote data

Nay

Yea

Floor votes and chamber actions

Recorded roll calls list how each member voted. Unanimous consent or voice vote appears in the official action history without a roll call; no member-level tally is available for those steps.

Recorded roll calls

Geography

Recorded positions across the state.

No public positions recorded for this legislation.

Arguments

Reasons offered for and against this legislation.

Arguments in favor

No arguments in favor have been submitted.

Submit yours

Arguments opposed

No arguments opposed have been submitted.

Submit yours