An Act relative to unilateral contract changes
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Overview
This bill, H.1267, aims to increase regulation around how health insurance companies can change the terms of their contracts with consumers. Currently, health insurers often have the ability to unilaterally alter contract terms, potentially without significant consumer notice or opportunity to negotiate. The bill seeks to provide greater transparency and consumer protections in these situations, specifically regarding changes to coverage, premiums, and other contractual elements. It’s intended to ensure that consumers are more aware of and have more control over changes to their health insurance plans.
Key provisions
- Requires health insurers to provide clear and timely notice of contract changes.
- Establishes a process for consumers to challenge unilateral contract changes.
- Specifies conditions under which insurers can modify coverage or premiums.
- Addresses potential limitations on insurers' ability to alter contract terms.
- Requires insurers to justify changes to consumers.
- May include provisions for consumer education regarding contract terms.
Who is affected
- Health insurance consumers
- Health insurance companies
- Patients
- Healthcare providers
Notable changes
- This bill seeks to shift the balance of power in health insurance contracts from insurers to consumers.
- It introduces a regulatory framework to address concerns about unfair or unexpected contract changes.
Bill text
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Sponsors
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2 on record
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