An Act relative to unpaid health insurance deductibles
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Overview
This bill addresses the issue of individuals being responsible for paying large, unexpected medical bills due to high health insurance deductibles. It aims to establish a process for patients to seek reimbursement from their health insurance companies for amounts they’ve paid toward deductibles, even if those amounts exceed their out-of-pocket maximums. The bill seeks to provide a mechanism for patients to recover these overpayments and ensure fairness in health insurance coverage.
Key provisions
- Establishes a process for patients to request reimbursement from insurers for deductible payments.
- Requires insurers to investigate and respond to patient requests for reimbursement.
- Specifies timelines for insurers to respond to these requests.
- Addresses situations where patients have paid more than their out-of-pocket maximum.
- Creates a system for tracking and resolving disputes regarding deductible payments.
Who is affected
- Patients
- Health insurance companies
- Healthcare providers
Notable changes
- This bill introduces a formal process for patients to seek reimbursement for deductible overpayments, which wasn't previously established.
Bill text
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Sponsors
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2 on record
Primary sponsor
Cosponsor
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