H1901
An Act protecting titles to real estate in Massachusetts
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- Passed House
- Passed Senate
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Bill overview
This bill aims to protect property titles in Massachusetts by addressing historical injustices related to illegal lending and property seizure. It seeks to clarify title determination, ensure homeowners understand their mortgage details, and enable municipalities to accurately assess property taxes. The bill also includes provisions related to foreclosure-related criminal activity and the definition of key legal terms.
Key provisions
- Clarifies title determination processes for real estate.
- Requires mortgage lenders to disclose all parties holding mortgages.
- Ensures municipalities have accurate records of property tax liabilities.
- Includes provisions related to foreclosure-related criminal activity.
- Defines key terms related to real estate ownership and transactions.
- Aims to reverse the impact of structural racism in property ownership.
- Establishes a framework to prevent fraudulent conveyances of property.
- Facilitates the accurate determination of title to real estate in the commonwealth.
Who is affected
- Homeowners in Massachusetts
- Mortgage lenders
- Municipalities in Massachusetts
- Real estate professionals
- Property owners
Notable changes
- Addresses historical injustices in property ownership.
- Establishes clearer procedures for determining property titles.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Frank A. Moran
Cosponsor
Frank A. Moran
Arguments in favor
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No arguments in favor have been submitted.
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Bill H.1901 194th (Current)
An Act protecting titles to real estate in Massachusetts
By Representative Moran of Lawrence, a petition (accompanied by bill, House, No. 1901) of Frank A. Moran relative to protecting titles to real estate. The Judiciary.
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Bill Information
Bill Information
Presenter: Frank A. Moran
Emergency Preamble
Whereas, The deferred operation of this act would tend to defeat its purpose, which is to reverse the impact of structural racism in the illegal lending and taking of title to property and myriad associated damages and to end the lengthy delay of justice that thus far has meant justice denied. Whereas, the deferred operation of this act would tend to defeat its purpose, which is like that of the first true Massachusetts recording act, “For avoiding all fraudulent conveyances, and that every man may know what estate or other interest other men may have in any houses, lands, or other hereditaments they are to deal in….” 1 Mass. Colonial Records 306 (1640); including to facilitate the accurate determination of title to real estate in the commonwealth; to enable every homeowner with a mortgage on real property to know at all times who holds the mortgage and who owns the mortgage note; to enable municipalities to know who is liable for real estate taxes and other charges pertaining to properties; to provide certain foreclosure-related criminal provisions, and to re-establish the settled meanings of certain terms defined herein , therefore it is hereby declared to be an emergency law, necessary for the immediate preservation of the public convenience.
Tabs
Bill History Petitioners Committee Vote Committee Summary Hearing Attendance
Bill History
Displaying 5 actions for Bill H.1901
| Date | Branch | Action |
| 2/27/2025 | House | Referred to the committee on The Judiciary |
| 2/27/2025 | Senate | Senate concurred |
| 10/10/2025 | Joint | Hearing scheduled for 10/21/2025 from 01:00 PM-05:00 PM in A-2 |
| House | Reported by committee to Clerk’s Office for processing, will accompany a study order | |
| 3/26/2026 | House | Accompanied a study order, see H5281 (under House Rule 27) |
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