H4491
An Act relative to non-medical switching
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill, H.4491, addresses the practice of ‘non-medical switching,’ where patients are moved from one healthcare plan to another without their consent. It aims to ensure patients have the right to remain with their current provider and plan unless they actively choose to switch. The bill seeks to establish a process for patients to request to remain with their current provider and plan, and to prevent insurers from automatically switching patients to different plans. It also requires insurers to provide patients with clear information about their options.
Key provisions
- Patients have the right to request to remain with their current healthcare plan and provider.
- Insurers must provide patients with clear information about their options.
- Insurers cannot automatically switch patients to a different plan.
- The bill establishes a process for patients to formally request to remain with their current plan.
- It requires insurers to notify patients of potential changes to their coverage.
Who is affected
- Patients
- Health insurance companies
- Healthcare providers
Notable changes
- This bill introduces a right for patients to prevent involuntary plan changes.
- It mandates insurers to provide patients with information regarding their coverage options.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Joint Committee on Financial Services
Cosponsor
Michael S. Day
Arguments in favor
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Bill H.4491 194th (Current)
An Act relative to non-medical switching
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Bill Information
Bill Information
Sponsor: Joint Committee on Financial Services Status: Referred to House Committee on Ways and Means
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Bill History Cosponsors Committee Vote Fiscal Note Committee Summary
Bill History
Displaying 4 actions for Bill H.4491
| Date | Branch | Action |
| 9/18/2025 | House | Reported from the committee on Financial Services |
| 9/18/2025 | House | New draft of H1125 |
| 9/18/2025 | House | Reported favorably by committee and referred to the committee on Health Care Financing |
| 12/4/2025 | House | Committee recommended bill ought to pass and referred to the committee on House Ways and Means |
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