Health insurance, safe harbor created
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill creates a ‘safe harbor’ to protect Health Savings Account (HSA) plans from certain state regulations. Specifically, it adds Article 5 to Chapter 19 of Title 27 of the Alabama Code of Alabama 1975, which aims to prevent state laws like copay accumulator adjustment laws or mandates requiring cost-sharing from impacting the qualification of an HSA as a high-deductible health plan. The bill also updates existing insurance regulations to reference this new article, ensuring that cost-sharing requirements only apply after the minimum deductible mandated by federal law has been met.
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