storm related insurance claims
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill modifies Arizona Revised Statutes related to insurance claims, specifically focusing on storm-related claims. It clarifies the definition of an ‘adjuster,’ outlines restrictions on adjuster conduct, and establishes requirements for contractors working on residential repairs after a catastrophic storm. The bill also includes provisions to protect homeowners from potentially deceptive practices by contractors during the repair process.
Key provisions
- Defines ‘adjuster’ and clarifies who is not considered an adjuster (e.g., attorneys, salaried employees, licensed producers).
- Restricts adjusters from proposing to insureds that they represent the insured while a loss is ongoing or during a public safety emergency.
- Prohibits adjusters from participating in the restoration, reconstruction, or repair of damaged premises related to a claim.
- Establishes requirements for repair estimates for residential roof repairs or replacements after a storm, including disclosures about damage, work to be done, and insurer coverage.
- Provides homeowners with a 72-hour and a 4-day cancellation window for contracts with contractors following a storm.
- Limits the down payment amount for residential repair contracts to 50%.
- Requires contractors to disclose any cancellation of their workers’ compensation coverage.
- Specifies who can contact and negotiate with the insured owner regarding claims, excluding certain parties.
Bill text
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Sponsors
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1 on record
Primary sponsor
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