An Act amending the act of May 17, 1921 (P.L.682, No.284), known as The Insurance Company Law of 1921, in preliminary provisions, providing for health care sharing ministries.
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Overview
This bill amends Pennsylvania’s Insurance Company Law of 1921 to specifically address health care sharing ministries. It defines these ministries as faith-based, nonprofit organizations that facilitate the voluntary sharing of medical expenses among members. The bill exempts these ministries from regulation as insurance companies or benefit plans and clarifies that members remain personally responsible for their medical bills.
Key provisions
- Defines ‘health care sharing ministry’ based on specific criteria (faith-based, voluntary sharing, no assumption of risk).
- Exempts health care sharing ministries from regulation as insurance companies or health benefit plans.
- Shields ministries from jurisdiction of the Pennsylvania Insurance Commissioner.
- Requires ministries to provide members with a disclaimer stating they are not insurance.
- Mandates an annual audit by an independent certified public accountant.
- Requires ministries to provide monthly statements detailing medical expense needs and payments.
- Requires ministries to include specific disclaimers on membership applications.
Who is affected
- Health care sharing ministries
- Individuals participating in health care sharing ministries
- The Pennsylvania Department of Insurance
- Potential members of health care sharing ministries
Notable changes
Bill text
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Document of record
- Version
- Pn 2998 Html
- Published
- Not published in the source record
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Sponsors
Official sponsors from legislative records.
7 on record
Primary sponsor
Cosponsors
G. Roni Green
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