HR 423
Private Student Loan Bankruptcy Fairness Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 6:46 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Private Student Loan Bankruptcy Fairness Act of 2025, aims to make it easier for borrowers to discharge private student loan debt in bankruptcy. Currently, borrowers can only discharge student loans if they demonstrate ‘undue hardship.’ This bill would eliminate the undue hardship requirement for private student loans, allowing them to be discharged regardless. It specifically targets changes to bankruptcy law, applying only to new cases filed after the bill’s enactment.
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