HR 2704
Fair Debt Collection Improvement Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 6:46 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Fair Debt Collection Improvement Act, aims to strengthen consumer protections against unfair debt collection practices. Specifically, it prohibits debt collectors from pursuing debts that are beyond the legal statute of limitations for collection. The bill adds a new section to the existing Fair Debt Collection Practices Act to explicitly forbid collectors from attempting to collect on expired debts. This change is intended to prevent debt collectors from harassing consumers about debts that cannot legally be pursued.
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