HR 3007

This bill, the Medicare Protection Act of 2025, aims to protect Medicare beneficiaries from higher premiums due to the impact of selling their primary residences. It proposes an amendment to the Medicare rules regarding the calculation of the Monthly Adjustment Amount (IRMAA). Specifically, it excludes the profit from the sale of a primary residence (as defined by the Internal Revenue Code) from an individual’s adjusted gross income when determining their IRMAA payment amount. This change would prevent a beneficiary’s IRMAA premium from increasing if they sell their home.