Medicare Protection Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
The Medicare Protection Act of 2025 aims to change how the Medicare Irregular Medical Expense Adjustment Amount (IRMAA) is calculated. Specifically, it proposes to exclude sales of a homeowner’s primary residence from the income considered when determining IRMAA premiums for Medicare beneficiaries. This change is intended to provide some relief to individuals who sell their primary homes and may otherwise face higher Medicare costs due to the sale’s impact on their adjusted gross income.
Key provisions
- Excludes sales of principal residences from IRMAA calculations.
- Applies to months beginning January 1, 2025 and beyond.
- Specifically references section 121 of the Internal Revenue Code for the definition of a principal residence.
- Allows for prior exclusions of primary residence sales from IRMAA calculations.
- Modifies section 1839(i)(4)(A) of the Social Security Act.
Who is affected
- Medicare beneficiaries
- Homeowners
- Individuals with high medical expenses
Notable changes
- Provides a change to the IRMAA calculation methodology.
- Creates a specific exception for primary residence sales.
Bill text
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Sponsors
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1 on record
Primary sponsor
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