HR 918
Mortgage Insurance Tax Deduction Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 6:32 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill would permanently extend the ability for homeowners to deduct mortgage insurance premiums from their federal income taxes. Currently, this deduction is limited to premiums paid before 2022 for certain types of mortgages insured by the Department of Veterans Affairs, the Federal Housing Administration, or certain private mortgage insurers. The bill aims to provide ongoing tax relief to homeowners who pay for mortgage insurance, particularly those with lower incomes who may benefit most from this deduction. It would make this deduction permanent, removing the existing limitations.
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