HR 3664
PAID Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 6:32 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The PAID Act prohibits private auto insurance companies from using certain personal information, like income, education, occupation, or credit score, to determine insurance rates or eligibility. It aims to prevent discriminatory pricing based on these factors, requiring insurers to be transparent about their underwriting practices and submit information to the Federal Trade Commission for review. The bill also establishes rules about what factors can be considered and provides a path for consumers to seek redress if they believe they’ve been unfairly treated.
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