Federal Infrastructure Bank Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill establishes the Federal Infrastructure Bank and its holding company to provide financing for infrastructure projects across the United States. The bank will offer equity investments, loans, and loan guarantees, with a minimum of 10% of funds directed towards rural areas. It is overseen by the Federal Reserve and prohibited from funding projects influenced by the Chinese government. The bill also creates a tax credit for investors in the holding company and establishes an Infrastructure Guarantee Fund to cover loan defaults.
Key provisions
- Establishes the Federal Infrastructure Bank and Federal Infrastructure Bank Holding Company.
- Requires at least 10% of loans, investments, and guarantees to support rural infrastructure projects.
- Prohibits funding of infrastructure projects owned or controlled by the Chinese government.
- The Board of Governors of the Federal Reserve System will oversee the bank and holding company.
- Creates an Infrastructure Guarantee Fund to cover loan defaults.
- Provides a tax credit for investors in the holding company.
- The bank is prohibited from engaging in commercial or investment banking activities.
- Establishes a process for the Formation Agent to select and establish the bank and holding company.
Who is affected
- Corporations
- State and Governmental Entities
- Investors
- Rural Communities
- Infrastructure Project Developers
Bill text
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