Consumer Online Payment Transparency and Integrity Act
Take action
Record your position on this measure.
Create an account to record your position, submit testimony, or contact your legislator.
Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill, the Consumer Online Payment Transparency and Integrity Act, aims to protect consumers from unexpected charges and deceptive practices related to automatic renewals and free trials. It requires companies to clearly disclose automatic renewal terms and cancellation procedures, obtain express consent before charging for renewals, and provide easy cancellation options. The bill also addresses ‘dark patterns’ – manipulative design tactics – and establishes enforcement mechanisms through the Federal Trade Commission.
Key provisions
- Companies must clearly disclose automatic renewal terms and cancellation procedures.
- Consumers must provide express informed consent before renewing contracts, including free trials.
- Automatic renewals must be notified at least 7 days before the renewal date.
- Companies must offer multiple, easy-to-use cancellation methods (online, toll-free, etc.).
- ‘Dark patterns’ – manipulative design tactics – are prohibited when obtaining consent.
- Violations of disclosure or consent requirements result in voided renewals and refunds.
- The Federal Trade Commission (FTC) will enforce the bill and can impose penalties for violations.
- Certain service contracts are exempt from some requirements.
Who is affected
- Consumers
- Online businesses and service providers
- The Federal Trade Commission (FTC)
- Retailers
- Subscription-based service providers
Bill text
Read the latest version inline or switch to a previous version.
Text extraction is in progress. View the official source.
Sponsors
Official sponsors from legislative records.
12 on record
Primary sponsor
Cosponsors
Arguments
Reasons offered for and against this legislation.
Arguments in favor
No arguments in favor have been submitted.
Submit yoursArguments opposed
No arguments opposed have been submitted.
Submit yours