HR 4801
Unleashing AI Innovation in Financial Services Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 2:43 AM
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- Passed House
- Passed Senate
- To President
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Bill overview
The Unleashing AI Innovation in Financial Services Act establishes AI Innovation Labs within various financial regulatory agencies to allow regulated entities to experiment with artificial intelligence without facing immediate enforcement actions. Entities can apply for approval to conduct ‘AI test projects,’ which involve proposing alternative compliance strategies for existing regulations. The labs will review these applications, potentially approving them with specific conditions and limitations. The Act also mandates the creation of regulations governing these labs and requires annual reports on the outcomes of the AI test projects.
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