HR 6274
Natural Disaster Risk Reinsurance Program Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 13, 2026, 4:09 PM
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- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Natural Disaster Risk Reinsurance Program Act establishes a federal program to help insurers recover from significant natural disasters. The program would provide financial assistance to states when insured losses from covered events exceed a certain ‘trigger amount,’ determined by a panel of experts. States must develop plans to ensure insurers cover claims and submit relevant data to the Treasury Department. The program aims to protect insurers from insolvency while maintaining affordable coverage for consumers, with participation voluntary for states.
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