HR 5608
To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 13, 2026, 4:10 PM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill aims to allow ‘Write Your Own’ insurance companies to offer private flood insurance policies that compete with the National Flood Insurance Program (NFIP). Currently, there’s a restriction preventing these companies from doing so. The bill removes this restriction, allowing them to sell private flood insurance and adjust claims, while also preventing the NFIP administrator from imposing non-compete clauses on participating insurers. It also ensures that any agreements with insurers participating in the Write Your Own Program cannot include conditions that limit their ability to offer private flood insurance.
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