HR 6620
To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes.
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 13, 2026, 4:10 PM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill aims to modernize the National Flood Insurance Act by allowing the National Flood Insurance Program (NFIP) to recognize private flood insurance policies when determining if a property meets continuous coverage requirements. Currently, the NFIP relies heavily on its own insurance policies. This change would enable homeowners to utilize private flood insurance and have that coverage count towards fulfilling the program’s continuous coverage rules. The bill seeks to create more flexibility and choice for property owners.
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