HR 6722
Automatic IRA Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 13, 2026, 4:10 PM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Automatic IRA Act of 2025 creates a new type of retirement savings plan called an ‘Automatic IRA.’ This bill establishes rules for ‘automatic contribution plans or arrangements,’ which are defined as either a specific type of defined contribution plan or an automatic IRA arrangement. It aims to encourage more people to save for retirement by automatically enrolling eligible employees or individuals in these plans, with options for opting out or adjusting contributions. The bill also includes provisions for small employers, State law compliance, and penalties for employers who fail to maintain or facilitate these plans.
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