Auto Reenroll Act of 2025
Take action
Record your position on this measure.
Create an account to take a stance, submit a written position, or contact your legislator.
Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
The Auto Reenroll Act of 2025 aims to make it easier for employees to automatically enroll in retirement savings plans. It modifies tax laws to allow for periodic automatic reenrollment in qualified and eligible automatic contribution arrangements, ensuring that employees are consistently contributing to their retirement accounts. The bill also clarifies rules regarding previously disregarded employees and streamlines the process for automatic contribution arrangements under these plans.
Key provisions
- Allows for periodic automatic reenrollment in qualified automatic contribution arrangements.
- Creates a rule for eligible automatic contribution arrangements, addressing termination of elections.
- Treats previously disregarded employees as having made an election for automatic contributions.
- Clarifies the treatment of plan years for automatic contribution elections.
- Modifies the Employee Retirement Income Security Act of 1974 to align with the changes in the Internal Revenue Code.
Who is affected
- Employees participating in retirement savings plans (401(k)s)
- Employers offering retirement savings plans
- Financial institutions administering retirement plans
- The Internal Revenue Service (IRS)
- The Department of Labor
Notable changes
- Expands the definition of automatic contribution arrangements to include periodic reenrollment.
Bill text
Read the latest version inline or switch to a previous version.
Text extraction is in progress. View the official source.
Sponsors
Official sponsors from legislative records.
4 on record
Primary sponsor
Cosponsors
Arguments
Reasons offered for and against this legislation.
Arguments in favor
No arguments in favor have been submitted.
Submit yoursArguments opposed
No arguments opposed have been submitted.
Submit yours