HR 6779
USDA Loan Modernization Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 13, 2026, 4:11 PM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The USDA Loan Modernization Act amends the Consolidated Farm and Rural Development Act to broaden eligibility for USDA loans. Specifically, it raises the ownership stake required for loan applicants to hold at least 50% interest in the farm and ensures that individuals actively involved in operating the farm – either as the sole operator or as part of a larger entity – qualify as ‘qualified operators.’ This change aims to make USDA loans more accessible to a wider range of farmers and ranchers, particularly those operating through complex business structures.
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