US Congress · 119th Congress (2025-2026)

HR 1919Passed Origin Chamber

Anti-CBDC Surveillance State Act

Source of recordUS Congress · congress.govLast synced Jul 24, 2026

Chamber

House

Progress

Where this bill stands in the legislative process.

Introduced
Passed House
Passed Senate
To President
Became Law

Overview

This bill restricts the Federal Reserve’s ability to offer services directly to individuals, maintain individual accounts, or issue a digital dollar (central bank digital currency). It also prohibits the Federal Reserve Board from testing, studying, or implementing a digital currency for monetary policy purposes. However, the bill includes an exception to allow for dollar-denominated, private, and permissionless currencies that preserve existing privacy protections.

Key provisions

Federal Reserve banks cannot offer products or services directly to individuals.
Federal Reserve banks cannot maintain accounts on behalf of individuals.
Federal Reserve banks cannot issue a central bank digital currency.
The Federal Reserve Board cannot test, study, develop, or implement a central bank digital currency.
The Federal Reserve Board cannot use a central bank digital currency to implement monetary policy.
An exception is included for dollar-denominated, private, and permissionless currencies.
Defines ‘central bank digital currency’ as a digital form of money directly backed by the Federal Reserve.

Who is affected

Individuals
The Federal Reserve System
The Board of Governors of the Federal Reserve System
Financial Institutions
The General Public

Notable changes

Bill text

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Mar 6, 2025XMLView source

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Legislative history

18 recorded actions · showing the most recent 12

May 6, 2025House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-92.

May 6, 2025

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-92.

Jul 15, 2025House

Rules Committee Resolution H. Res. 580 Reported to House. Rule provides for consideration of H.R. 4016, H.R. 3633, H.R. 1919 and S. 1582. The resolution provides for consideration of H.R. 4016 and H.R. 3633 under a structured rule, and H.R. 1919 and S. 1582 under a closed rule, with one hour of general debate on each bill. The resolution provides for a motion to recommit on H.R. 4016, H.R. 3633, and H.R. 1919, and a motion to commit on S. 1582.

Jul 17, 2025House

Motion to reconsider laid on the table Agreed to without objection.

Jul 17, 2025House

On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201). (text of amendment in the nature of a substitute: CR H3427-3428)

Jul 17, 2025

Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201).

Jul 17, 2025House

Considered as unfinished business. (consideration: CR H3450)

Jul 17, 2025House

POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1919, the Chair put the question on passage of the bill and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

Jul 17, 2025House

The previous question was ordered pursuant to the rule.

Jul 17, 2025House

DEBATE - The House proceeded with one hour of debate on H.R. 1919.

Jul 17, 2025House

Rule provides for consideration of H.R. 4016, H.R. 3633, H.R. 1919 and S. 1582. The resolution provides for consideration of H.R. 4016 and H.R. 3633 under a structured rule, and H.R. 1919 and S. 1582 under a closed rule, with one hour of general debate on each bill. The resolution provides for a motion to recommit on H.R. 4016, H.R. 3633, and H.R. 1919, and a motion to commit on S. 1582.

Jul 17, 2025House

Considered under the provisions of rule H. Res. 580. (consideration: CR H3427-3434)

Votes

Recorded roll calls and chamber actions on this bill.

Vote map

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Nay

Yea

Floor votes and chamber actions

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Recorded roll calls

Geography

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Anti-CBDC Surveillance State Act

Progress