HR 6125
Housing Financial Literacy Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 4:39 AM
Take action
Sign in to record your position, submit testimony, or contact your legislator.
Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Housing Financial Literacy Act of 2025 aims to help first-time homebuyers become more financially stable by offering a discount on their mortgage insurance premiums. This bill requires the Department of Housing and Urban Development (HUD) to reduce the cost of FHA mortgage insurance for those who successfully complete a financial literacy housing counseling program before securing a mortgage. The discount is designed to encourage participation in these programs and improve homeownership outcomes for first-time buyers. It modifies existing regulations to make this discount available.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Cosponsors
Arguments in favor
Reasons to support this legislation.
No arguments in favor have been submitted.
Submit yoursArguments opposed
Reasons to oppose this legislation.
No arguments opposed have been submitted.
Submit yoursRead the latest version inline or switch to a previous version.