HR 4437

SMART Act of 2025

In Second Chamber

Jurisdiction

US Congress

Session

119th Congress (2025-2026)

Last updated at

Jun 14, 2026, 2:53 AM

Official source

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Introduced
Passed House
Passed Senate
To President
Became Law

Bill overview

The SMART Act of 2025 aims to reduce regulatory burdens on certain well-managed and well-capitalized financial institutions, including banks and credit unions. It proposes that institutions with assets of $6 billion or less receive limited-scope examinations following a full-scope examination, and allows for the combined performance of multiple examinations. This legislation seeks to streamline the examination process while maintaining regulatory oversight.

Positions across the state

No public positions recorded for this legislation.

CIVIK

LEGISLATION TRACKER

HR 4437In Second Chamber

SMART Act of 2025

Jurisdiction: US

Public Sentiment

No Data

0

Support

0

Oppose

CIVIKEngagement, Reclaimed.

civik.us/legislation/cmnlw6y4d0bevjr0hare15prt|Jun 14, 2026

CIVIK

LEGISLATION TRACKER

HR 4437In Second Chamber

SMART Act of 2025

Jurisdiction: US

Public Sentiment

No Data

0

Support

0

Oppose

CIVIKEngagement, Reclaimed.

civik.us/legislation/cmnlw6y4d0bevjr0hare15prt|Jun 14, 2026

Arguments in favor

Reasons to support this legislation.

No arguments in favor have been submitted.

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Arguments opposed

Reasons to oppose this legislation.

No arguments opposed have been submitted.

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Chronological record of actions on this bill from official records.

2026-05-13Senate

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Passage without roll call

The official record shows passage by unanimous consent or voice vote where no roll call was taken. No member-level tally is available for these steps, and the district map does not apply.

5/12/2026HouseVoice vote
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
No roll-call vote on record for this action.
5/12/2026Voice vote
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
No roll-call vote on record for this action.

Floor votes and chamber actions

Recorded roll calls list how each member voted. Unanimous consent or voice vote appears in the official action history without a roll call; no member-level tally is available for those steps.

Passage without roll call

5/12/2026HouseVoice vote
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
No roll-call vote on record for this action.
5/12/2026Voice vote
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3353-3354)
No roll-call vote on record for this action.

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HR 4437

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Bill overview

Sponsors

Primary sponsor

Cosponsor

Positions across the state

Arguments in favor

Arguments opposed

Legislative history

Passage without roll call

Floor votes and chamber actions

Passage without roll call

Bill text

Positions across the state

Legislative history

Passage without roll call

Floor votes and chamber actions

Passage without roll call