HR 4444
Student Loan Bankruptcy Improvement Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 4:36 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Student Loan Bankruptcy Improvement Act of 2025, aims to make it easier for student loan borrowers to discharge their debt in bankruptcy. Currently, the ‘undue hardship’ standard is difficult to meet, leading to extremely low success rates in bankruptcy proceedings. The bill proposes to change this standard, providing bankruptcy courts with more flexibility to determine discharge eligibility and aligning with the core purpose of bankruptcy – offering a fresh start to honest debtors. This change would address the significant challenges many borrowers face in managing their student loan debt and improving their financial well-being.
Sponsors
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Primary sponsor
Cosponsors
Becca [D-VT-At Large] Balint
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