HR 6556
Failing Bank Acquisition Fairness Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:27 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Failing Bank Acquisition Fairness Act aims to increase transparency and fairness in the process of acquiring banks that are failing or in danger of failing. Specifically, it restricts the use of certain exceptions to concentration limits during mergers involving distressed banks unless the relevant agency determines that the merger is crucial to prevent significant economic disruption or financial instability. The bill also requires agencies to justify waivers of these concentration limits and to consider alternative bids, promoting greater scrutiny and accountability in these transactions.
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