HR 6891
Buy Now, Pay Later Protection Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 16, 2026, 2:58 PM
Take action
Sign in to record your position, submit testimony, or contact your legislator.
Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Buy Now, Pay Later Protection Act of 2025 aims to regulate ‘buy now, pay later’ loans by extending the protections of the Truth in Lending Act to these types of loans. It defines ‘buy now, pay later loan,’ clarifies how these loans are treated under existing consumer credit laws, and requires the Consumer Financial Protection Bureau to create rules for overseeing these lenders. This legislation seeks to provide greater consumer protection in the rapidly growing buy now, pay later market.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Cosponsors
Eleanor Holmes [D-DC-At Large] Norton
Arguments in favor
Reasons to support this legislation.
No arguments in favor have been submitted.
Submit yoursArguments opposed
Reasons to oppose this legislation.
No arguments opposed have been submitted.
Submit yoursRead the latest version inline or switch to a previous version.