HR 5484
National Flood Insurance Program Reauthorization and Reform Act of 2025
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Bill overview
This bill reauthorizes the National Flood Insurance Program (NFIP) for another five years, aiming to make flood insurance more affordable and accessible. Key provisions include capping annual premium increases at 9%, establishing a means-tested assistance program for low-income policyholders, and exploring options for monthly premium payments. The bill also addresses mitigation efforts, solvency concerns, and policyholder protections, with a focus on improving mapping, reducing administrative costs, and ensuring fair practices within the program.
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