HR 2094
Helper act of 2025
Helper Act of 2025
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Bill overview
The Homes for Every Local Protector, Educator, and Responder Act of 2025 (HELPER Act) creates a program within the Department of Housing and Urban Development to assist first responders, teachers, and firefighters with purchasing their first homes. The program offers mortgage insurance with no down payment, but requires a one-time upfront premium. Eligible applicants must be first-time homebuyers, have completed housing counseling, and meet specific employment and standing requirements as a first responder.
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