HR 3159
Improving SCRA Benefit Utilization Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:31 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Improving SCRA Benefit Utilization Act, aims to strengthen protections for servicemembers regarding their debts. It requires financial institutions to automatically apply the Servicemembers Civil Relief Act’s interest rate cap of 6% to all of a servicemember’s debts, regardless of whether they’ve previously notified the creditor. The bill also mandates that financial literacy training for servicemembers includes information about SCRA protections and ensures they receive timely notification of SCRA benefits when entering or being called to active duty.
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