US Congress · 119th Congress (2025-2026)

HR 1181In Second Chamber

Protecting Privacy in Purchases Act

Source of recordUS Congress · congress.govLast synced Aug 21, 2026

Chamber

House

Progress

Where this bill stands in the legislative process.

Introduced
Passed House
Passed Senate
To President
Became Law

Overview

This bill, the Protecting Privacy in Purchases Act, prohibits payment card networks from using merchant codes that differentiate between firearms retailers and other types of retailers, such as general merchandise or sporting goods stores. The Department of Justice is responsible for enforcing the law and will investigate complaints, issue notices to violating networks and entities, and potentially seek injunctions. The law also requires an annual report to Congress detailing enforcement activities and outcomes.

Key provisions

Payment card networks cannot require firearms retailers to use specific merchant category codes.
Covered entities cannot assign merchant category codes that distinguish firearms retailers.
The Attorney General will establish a process for individuals to file complaints.
The Attorney General will investigate complaints and issue written notices of violations.
The Attorney General can seek a court injunction if a payment card network or covered entity fails to remedy a violation.
State and local laws regulating merchant category codes for firearm retailers are preempted.
The Attorney General must submit an annual report to Congress on enforcement activities.
Definitions are provided for key terms including ammunition, covered entity, firearms retailer, and merchant category code.

Who is affected

Payment Card Networks

Bill text

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Feb 11, 2025XMLView source

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Legislative history

25 recorded actions · showing the most recent 12

Jul 14, 2026

Passed/agreed to in House: On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240).

Jul 14, 2026House

On motion to recommit Failed by the Yeas and Nays: 208 - 217 (Roll no. 239).

Jul 14, 2026House

Considered as unfinished business. (consideration: CR H4451-4452)

Jul 14, 2026House

POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1181 the Chair put the question on the motion to recommit and by voice vote, announced the noes had prevailed. Mr. Frost demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

Jul 14, 2026House

The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.

Jul 14, 2026House

Mr. Frost moved to recommit to the Committee on Financial Services. (CR H4445)

Jul 14, 2026House

The previous question was ordered pursuant to the rule.

Jul 14, 2026House

DEBATE - The House proceeded with one hour of debate on H.R. 1181.

Jul 14, 2026House

Rule provides for consideration of H.R. 139, H.R. 8595, H.R. 9237 and H.R. 1181. The resolution provides for consideration of H.R. 139, H.R. 9237, and H.R. 1181 under a closed rule, and H.R. 8595 under a structured rule with one hour of debate and one motion to reconsider on each bill.

Jul 14, 2026House

Considered under the provisions of rule H. Res. 1423. (consideration: CR H4441-4445)

Jul 14, 2026House

Rule H. Res. 1423 passed House.

Jul 15, 2026Senate

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Votes

Recorded roll calls and chamber actions on this bill.

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Floor votes and chamber actions

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Recorded roll calls

Geography

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No public positions recorded for this legislation.

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Protecting Privacy in Purchases Act

Progress