Investing in Rural America Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill aims to support the development and maintenance of essential community facilities in rural areas by allowing Farm Credit System institutions to provide loans and financial assistance. It expands the ability of these institutions to participate in projects like healthcare facilities, schools, and public safety infrastructure, aligning with existing USDA programs. The bill requires these institutions to partner with other lending institutions and report their activities to Congress for transparency.
Key provisions
- Farm Credit System institutions can provide loans and assistance for rural community facilities.
- Financing cannot exceed 15% of an institution's total outstanding loans.
- Institutions must offer an interest in the financing to at least one non-USDA domestic lending institution.
- Community banks in the service area of the facility are prioritized when offering financing.
- Farm Credit Administration must submit an annual report to Congress detailing activities.
- Eligible projects include healthcare, education, childcare, public safety, and utility services.
- The bill expands the types of assistance Farm Credit institutions can provide.
- The bill establishes a clear reporting requirement for Farm Credit institutions and the Farm Credit Administration.
Who is affected
- Farm Credit System institutions
- Rural communities
- Healthcare providers
Bill text
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Sponsors
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27 on record
Primary sponsor
Cosponsors
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