HR 5402
Credit Access and Inclusion Act of 2025
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:24 AM
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- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Credit Access and Inclusion Act of 2025 amends the Fair Credit Reporting Act to allow certain types of payment information, specifically related to leases, utilities, and telecommunications services, to be reported to consumer reporting agencies. It also restricts when energy utility firms can report payment information on outstanding balances if a payment plan is in place. Furthermore, the bill mandates a study by the Government Accountability Office to assess the impact of these reporting changes on consumers and credit scores.
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