HR 6774
FHA Small-Dollar Mortgages Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:29 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill proposes a pilot program run by the Department of Housing and Urban Development to increase access to small-dollar mortgages – loans for homes with a principal balance of $100,000 or less secured by a single-family home. The program would offer incentives like direct payments and grants to borrowers and mortgagees, along with outreach and technical assistance. The program's effectiveness will be closely monitored and reported to Congress, with a sunset date after four years.
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