VA Home Loan Awareness Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill aims to increase awareness of VA home loan programs by requiring lenders to include a specific disclaimer on the Uniform Residential Loan Application. The disclaimer will inform potential borrowers that they may qualify for a VA home loan if they have served in the military. Additionally, the bill directs the Government Accountability Office (GAO) to study lender compliance with this requirement.
Key provisions
- Requires lenders to include a disclaimer on the Uniform Residential Loan Application.
- The disclaimer will state that veterans may qualify for a VA home loan.
- The Director of the Federal Housing Enterprises Financial Safety and Soundness Act must issue regulations regarding the disclaimer.
- The GAO will conduct a study to assess lender compliance with the requirement.
Who is affected
- Veterans
- Lenders
- Federal Housing Enterprises
Notable changes
- Mandates a specific disclaimer on the Uniform Residential Loan Application.
- Directs the GAO to evaluate lender compliance with the new requirement.
Bill text
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Sponsors
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26 on record
Primary sponsor
Cosponsors
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