HR 5775
FCRA Liability Harmonization Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 4:02 AM
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- Passed House
- Passed Senate
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- Became Law
Bill overview
The FCRA Liability Harmonization Act amends the Fair Credit Reporting Act to standardize the liability limits for individuals who violate its requirements, particularly in class action lawsuits. It establishes maximum damages for willful and negligent noncompliance, aiming to provide clearer guidelines for penalties and reduce potential legal disputes. The bill focuses on ensuring fair compensation for consumers affected by violations of the FCRA.
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