HR 7484
Community Bank Relief Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 4:02 AM
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- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Community Bank Relief Act aims to provide relief to community banks by adjusting thresholds related to payment card transaction fees. Specifically, it modifies the Electronic Fund Transfer Act to automatically update the maximum fees banks can charge for certain payment card transactions based on annual inflation as measured by the Consumer Price Index. This adjustment is intended to help community banks cope with rising costs and maintain competitive rates. The bill also includes a one-time adjustment based on the October 2025 CPI compared to the October 2009 CPI.
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